Foreclosure: We Can Help You Start Over

Whether you’ve had a financial setback or the bills just got overwhelming and you found yourself in a situation you just can’t handle we can help you stop foreclosure.  

Don’t worry – you won’t have to foreclose on your home.  We have a fast solution for your problem.  Read below and you will learn how to stop home foreclosure proceedings, and how to get help from the government, including help for veterans. Let’s look closely at the process so you can get back on track fast.  Let’s start with the basics.

★What is Foreclosure?★

Foreclosure is the process of a lender taking possession of the home when the homeowner fails to pay the mortgage. If the homeowner cannot catch up on the payments the property will then be sold at auction but if it doesn’t sell it becomes bank owned.

★The 2 Types of Foreclosure★

Judicial Vs. Non-Judicial

Judicial Foreclosure – A civil lawsuit is brought against the homeowner. Everything is handled by the courts.  Once a “Lis Pendens” (notification of a pending suit) is received the bank has begun the process.  The court agrees or disagrees on the lender’s decision of foreclosure. If the courts agree then the notice of sale is published. The process takes from 4 to 8 months.

Non-Judicial Foreclosure – A deed of trust secures an interest in real property to a third party to hold. The trustee is able to begin foreclosure after a Notice of Default is recorded and the borrower is given a deadline to repay what they owe or formally object. A Notice of Trustee’s Sale is recorded and on the decided date the property is auctioned off. The process takes up to 12 months.

★How Do You Avoid Foreclosure?★

If you find yourself having a hard time making your mortgage payments it’s best to contact your current mortgage servicer immediately. FDIC states that you have to make sure you work directly with your loan servicer or counseling agency. 

Special attention should be paid to creating a budget and sticking to it.  There are nearly always areas of your budget that you can trim spending to make it easier to pay your mortgage.

★Government Assistance★

The U.S department of Housing and Urban Development website illustrates multiple programs that help homeowners stay homeowners.  Among the list is the Making Home Affordable © (MHA) Program, a program designed to “help homeowners avoid foreclosure, stabilize the country’s housing market, and improve the nation’s economy.” Companies like Federal Deposit Insurance Corporation also work towards helping you make easy and affordable repayments to your home.

★Avoid foreclosure and get fast cash for your Jacksonville house.  We can make you a fair cash offer within 24 hours!★

★How to stop foreclosure?★

UAC (Urban Affairs Coalition) created a Foreclosure Prevention Resource Guide which will help you stop foreclosure.  The coalition is constantly updating the information on how to avoid foreclosure and stop you from losing your home.

Tips on how to stop foreclosure:

     ✸ Contact the lender as soon as possible.
     ✸ Consider loan modification or a repayment plan.
     ✸ Refinance your loan if at all possible.
     ✸ Sell your home.

If the last option appeals to you then look no further. I buy houses fast and for cash. In as little as 24 hours after filling out the form you can have a cash offer in hand. Not only do I pay cash for houses, but I can take that house off your hands in just a matter of days!

★Veterans★

I buy houses all over Jacksonville, FL, so in most cases I can reach out to you on the same day you submit the form. Veterans hold a special place in my heart since, I am one myself, and foreclosure is the last thing a veteran needs. I have the tools to help you regardless of whether I’m the buyer for you. Get your quote and sell your house today.

For fastest service please reach me by phone at: (904) 337-9439

★Get a Cash Offer Within 24 Hours★

Lucky for you, we buy houses in Jacksonville. We work fast to get you a no-obligation cash offer for you house within 24 hours. Our customers comment all the time about our no pressure approach. You won’t get a hard sell with us because we are just there to help you explore ALL of your options.  Not just the one that ends with you selling us your house. If you are not completely satisfied with the offer we make to buy your house, you don’t have to accept it. No charge. No fees.

We’d love to talk to you today about the house and your situation.

Give us a call at (904) 337-9439 or fill out the form below to get started. We look forward to talking with you.